Tori is licking her wounds, as she believes that Nate sees her as nothing more than a friend. Trying to escape the tensions at home, she runs into a handsome stranger – Duncan Stewart, who says he’s in Summer Bay to visit family. But will Alf want to see him?

Ash is still torn on whether to use the money Andy left him and time is running out as the bank need their next loan re-installment paid. As Andy turns to Matt, the pair finally realise the answer to the garage’s debt problem has been under their noses the entire time…

Also, Phoebe finally gets the Morgans in the same room, but they emerge even more divided, when Brody and Tori question how Justin has $50,000 to invest in the garage…