Gary Windass tells Sarah that he borrowed money from a loan shark.
Sarah frets over Gary Windass, convinced something terrible has happened to him. She confides in Bethany that the police want to talk to him and she’s worried he’s in some way responsible for the factory roof collapse.
Meanwhile, Gary is stunned to find Rick lying in wait at the builders’ yard, he is forced to sign over his van and all the fixtures and fittings at the yard to cover his debt. Gary gives Cathy Alex’s passport and tells he has got involved with a loan shark and he needs to pay it all back ASAP. Gary returns home and breaks the news to a shocked Sarah that he borrowed money from a loan shark when he was desperate and now he’s lost everything, even his van.
Furious that Chesney doesn’t trust her to look after Joseph, Gemma stomps off to the village and ends up in the local pub entertaining the regulars and getting bought drinks. Chesney rings her and they row when he realises she is drunk. Upset Gemma walks back to the campsite and lets herself into the empty caravan and falls asleep on the sofa. But are the calamities that have befallen this trip over?
Beth tells Sinead that the family will be upset if she doesn’t have a traditional church christening for Bertie. Sinead tells Daniel that she doesn’t want to cause any problems so will have a christening.
Seb suggests to Eileen that he should move into the front room so she can rent out his current room to Jan, a proper paying lodger. Eileen helps Jan move his things into No.11. Jan gives Seb a delivery bike he found in a skip and suggests they do it up so Seb can set himself up doing odd jobs.
A despondent Abi tells Sally she failed to get a job because of her lack of GCSEs. Sally points out to Abi that it’s never too late to do her GCSEs and she could arrange some private lessons with Brian. When Beth spies Claudia walking Eccles and failing to clear up the dog’s poo, she takes a picture on her phone as evidence. Beth reports Claudia to the dog fouling hotline.